Payment Policy

Last updated: 21 August 2026

How payments work for orders with KZ Apparels (Kz Mart Limited).

Accepted methods

Visa, Mastercard, American Express, Discover, Diners Club and UnionPay cards, plus Apple Pay, Google Pay, Shop Pay, and Klarna, shown at checkout.

Buy now, pay later (Klarna)

Where you choose Klarna at checkout, your agreement for that payment is with Klarna, not KZ Apparels, and is subject to Klarna's own terms, credit checks and fees. We receive payment in full from Klarna at the time of your order regardless of your repayment schedule with them.

How it's processed

Payment runs securely through Shopify's checkout. We don't receive or store your full card number or security code.

When you're charged

At the time you place your order, once payment is authorised.

Currency

GBP only.

Declined payments

Check your details or try another payment method — contact your card issuer if the problem continues.

Refunds

Go back to your original payment method. See our Returns, Refunds and Cancellations Policy for timing.

Fraud checks

We may run reasonable checks on orders, which can occasionally delay processing — we'll contact you if we need more info.

More information

See our Terms & Conditions for the full terms of your order, our Shipping Policy for delivery details, and About us to learn more about KZ Apparels.

Contact us

Email support@kzapparels.com, call +44 7307 187883.